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Publication Detail
AIM RSN PCC 2017-002: Fear of Crime and Saving Behavior

Fear of crime, on top of being victimized by crime itself, is an important social concern because the literature suggests that it can affect behavior and decision-making. Some studies argue that negative emotions can induce present consumption; thus one behavior that crime can potentially influence is saving. Using a household survey dataset of 1,200 respondents, this paper tested for the influence of fear of crime on saving behavior. We found evidence that affective, or emotional, fear of crime has a negative effect on the likelihood of saving but has a positive effect on the likelihood of saving through formal channels. In contrast, cognitive fear, or the rational risk perception, of crime has an insignificant effect.

AIM Rizalino S. Navarro Policy Center for Competitiveness
Authors Keywords
Canare, Tristan A.; Francisco, Jamil Paolo S.; Jopson, Edgardo Manuel Miguel; fear; crime; saving; Heckman Probit model;
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