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CPBRD CN 2019-01: Promoting Disaster Resiliency through Property Insurance

Disasters lead to significant losses and damages to properties. The government as an institution is certainly not immune to losses and damages in public infrastructures such as government centers, school buildings and facilities, roads, bridges, ports and airports. In November 2013, the National Economic and Development Authority (NEDA) made an initial estimate of P57.1 billion worth of damages in the government sector due to Typhoon Yolanda.1 Just recently, Super Typhoon Ompong left a total damage to public infrastructure amounting to P3.7 billion2 in the provinces of Cagayan, Pangasinan, and Zamboanga. In the 2018 World Risk Report, the United Nations Institute for Environment and Human Security placed the Philippines among the top three countries with very high disaster risk index3 at 25.14%. The two nations that scored higher are Vanuatu (50.28%) and Tonga (29.42%). Other Asian countries with high disaster risk indices include Brunei Darussalam (18.82%), Cambodia (16.07%), Timor-Leste (16.05%), Japan (11.08%) and Indonesia (10.36%). The Philippines is both exposed to natural and man-made disasters. Due to its geographical location, it is highly exposed to natural disasters such as tropical cyclones, storms, earthquakes, and volcanic eruptions. Meanwhile, man-made disasters may include transport accidents, industrial accidents and terrorism.

Congressional Policy and Budget Research Department
Authors Keywords
Belleza, Marielle, R; Lamberte, Mario B.; resiliency; ; disaster; property insurance;
Download PDF Number of Downloads
Published in 2019 and available for Downloaded 75 times since January 28, 2020
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