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DP 2019-37: Expanding Health Insurance for the Elderly of the Philippines

This paper evaluates a Filipino policy that expanded health insurance coverage of its senior citizens, aged 60 and older, in 2014. Using regression discontinuity and difference-in-differences methods, the study finds that the expansion increases insurance coverage by approximately 16-percentage points. Compliers induced by the policy to obtain insurance are disproportionately female and largely from the middle of the socioeconomic distribution. Instrumental variables estimates indicate that out-of-pocket medical expenditures more than double among the compliers. The study also argues that this is most likely driven by an outward shift in the medical demand curve.

Comments to this paper are welcome within 60 days from date of posting.
Email publications@mail.pids.gov.ph.



Philippine Institute for Development Studies
Authors Keywords
Abrigo, Michael R.M., Halliday, Timothy J., Molina, Teresa; health insurance; insurance; Philippines; senior citizen; medical demand; compliers;
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