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Publication Detail
Globe 2005-01: Reducing Transaction Costs to Extend Access: New Technology (G-Cash Presentation)

This presentation describes a new technology called G-Cash that extends financial access in the Philippines. G-Cash provides the target market with convenient wireless funds transfer, cash withdrawal and payments through accessible and widely used distribution networks and channels. G-Cash can be used to make cash-less and card-less micropayments over a mobile phone. Its features include: * One-time and SMS-based registration; * Self-assigned PIN and recipients' mobile number for transactions; * Phone-to-phone transactions that are fast and cheap; * PIN-locking process to ensure security. The presentation outlines G-Cash processes for agent accreditation, subscriber registration, customer cash-in and cash-out. It also provides details of G-Cash's anti-money laundering features and its business development initiatives. Finally, it describes a pilot test on microfinance with four rural banks in the country and G-Cash's benefits for banks and borrowers.

PinoyME Foundation
Authors Keywords
Globe Telecom; microfinance; E-money; social mobilization; transaction costs;
Download PDF Number of Downloads
Published in 2005 and available in the Globe Telecom or can be downloaded as full text Downloaded 711 times since November 25, 2011