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Microfinance in Fisheries and Aquaculture - Guidelines and Case Studies


This paper analyzes the guidelines in providing microfinance to fisheries and aquaculture. It covers: * Background and principles of microfinance; * Lending models and methodologies; * Lending policy; * Savings and deposit services; * Partner institutions. Further, the paper reports the findings of the regional workshop on microfinance programs in support of responsible aquaculture and marine capture fisheries in Asia. The main contents of this report include: * APRACA's experience with microfinance programs; * The role and programs of BAAC of Thailand; * Food and Agriculture Organization (FAO)'s strategies for fisheries and aquaculture development and the role of credit and investment support; * Country presentations and case studies on microfinance programs in support of responsible aquaculture and marine capture fisheries in Asia. Finally, the paper presents two case studies of microfinance programs in the context of FAO-executed fisheries projects in the Philippines and Viet Nam. These case studies cover: * Project context: o Project objectives and strategy, o Project components; * Project inputs/interventions and accomplishments; * Lessons learned that include: o Making microenterprises and credit as entry points, o Linking women to financial institutions, o Role of field workers and credit in group growth and development

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