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Publication Detail
CGAP 1999-02: Comparative Analysis of Savings Mobilization Strategies

This paper analyzes the savings mobilization strategies of six institutions from Africa, Asia and Latin America: * Bank for Agriculture and Agricultural Cooperatives (BAAC) in Thailand, * Bank Rakyat Indonesia - Unit Desa System (BRI-UD) in Indonesia, * Rural Bank of Panabo (RBP) in the Philippines, * Banco Caja Social (BCS) in Colombia, * Caisses Villageoises d'Epargne et de Cr�©dit Autoger�©es (CVECA) in Mali, * F�©d�©ration des Caisses d'Epargne et de Cr�©dit Agricole Mutuel (FECECAM) in Benin. Through this paper, GTZ hopes to contribute to the important work of perfecting effective savings mobilization strategies that can be replicated in microfinance institutions across the globe. This paper first outlines the problem and the respective working hypotheses. It then provides a brief overview of the institutional profiles of the selected financial institutions. In a next step, it summarizes the results of the comparative analysis in the areas of governance, savings products and technologies, management capacity, external and internal regulation and supervision, and costs. Finally, it identifies remaining information gaps and presents the conclusions.

PinoyME Foundation
Authors Keywords
Hannig, Alfred; Elser, Laura; Wisniwski, Sylvia; microfinance; savings mobilization;
Download PDF Number of Downloads
Published in 1999 and available in the CGAP or Downloaded 367 times since November 25, 2011
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