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Publication Detail
CGAP 2007-02: Text-A-Deposit: Expanding Mobile-Phone Banking to Include Savings Services

Despite the potential of new technology in microfinance, few institutions have developed methods for facilitating savings services. USAID’s MABS Program called Text-A-Deposit uses mobile phone technology to enable the sending of remittances. It is increasingly being used by clients to access and save more in their savings accounts. Globe Telecom’s G-Cash program works like an electronic wallet, allowing users to load electronic cash onto their cell phone and then spend it on bills or transfers using SMS. These services hold great potential for expanding poor peoples’ access to savings.

PinoyME Foundation
Authors Keywords
Owens, John V.; microenterprises; mobile banking; banking services;
Download PDF Number of Downloads
Published in 2007 and available in the CGAP or Downloaded 380 times since November 25, 2011
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