LATEST PUBLICATIONS
SEARCA MGB 2021 2
Seed Guidebook: Scaling and Expanding for Effective Development the Experiences and Learning from the SEARCA Project ISARD
SEARCA RPCL 2021 6
Microbes for Sustainable Agriculture: Isolation and Identification of Beneficial Soil- and Plant-Associated Microorganisms
SEARCA MONO 2021 2
Application of Remote Sensing and SWAT Model to Assess Climate and Land Use Changes Impacts on Hydrological Responses and Sediment Yield
SEARCA MONO 2021 1
The Learning Organization: Group Dynamics, Institutional Linkages Toward Technology Adoption, Value-Adding Innovation, and Sustainability

LATEST AV MATERIALS
PIDS WB 2021-0903
Annual Public Policy Conference Webinar 2: Ethical Business
PIDS WB 2021-0902
Opening Program and Annual Public Policy Conference Webinar 1: Resetting Capitalism
PIDS WB 2021-0901
19th Development Policy Research Month Kick-Off Forum
PIDS WB 2021-0702
Local Governments' PDP and SDG Localization Efforts as Contribution to National Development
Publication Detail
ACPC MS 2004-01: RURAL CREDIT BUREAU: “A Road Map to Rural Development Thru Accessible and Regulated Credit Delivery”(

This paper provides the reader with information about the rural credit bureau. It presents a brief historical background on the establishment and use of credit bureaus in the country. Accordingly, the paper also explains the importance and key roles of a credit bureau, i.e., facilitator of information sharing, bridge between formal lenders and borrowers, protector to financial institutions and their clients, enforcer of borrower discipline, etc. Unlike the traditional method of screening the creditworthiness of borrowers, lending institutions benefit from several advantages inherent in utilizing a credit bureau. These are: risk control, increase revenue/profits, administrative savings, and improved customer loyalty. Through the paper, the reader gets an insight on how a credit bureau works as well as on the issues that hinder the development of credit bureaus in the country.

Agricultural Credit Policy Council
Authors Keywords
ACPC; rural credit; rural finance; rural development;
Download PDF Number of Downloads
Published in 2004 and available in the ACPC Library or Downloaded 369 times since November 25, 2011
×
Please let us know your reason for downloading this publication. May we also ask you to provide additional information that will help us serve you better? Rest assured that your answers will not be shared with any outside parties. It will take you only two minutes to complete the survey. Thank you.


To use as reference:
If others, (Please specify):
Name: (optional)
Email: (required, but will not display)
Age:
Gender:
If Prefer to self-describe, please specify:
Level of Education:
Occupation:
If employed either part-time or full-time, name of office:
If others, (Please specify):
Would you like to receive the SERP-P UPDATES e-newsletter? Yes No
Use the space below if you have any comment about this publication or SERP-P knowledge resources in general.