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Publication Detail
SRC 2006-05: Micro Financing as a Tool of Empowerment of Selected Filipino Women Micro Enterpreneurs

The study looks into how women can access micro finance funds for use in small businesses, and determines how Filipino women micro entrepreneurs have been empowered by micro financing in terms of income levels, savings levels, knowledge acquisition, status in the family and leadership in the community. The research was a descriptive study and a total of 150 female owners of micro enterprises were the subjects of the study. All respondents were members of MFIs and had loans to finance their enterprises. The study showed that majority of the respondents were engaged in sari-sari stores and with a minimum monthly family income of P5001.00. These respondentsístarted with initial capitalization from personal savings ranging from P1001 to P5, 000. The respondents benefits derived from micro-financing were increase in monthly income, increase in monthly savings by an amount ranging from P1000 and below. Other benefits derived were related to housing improvements, education and food consumption. The women were also empowered as shown by high responses on acquiring new knowledge; improvement in borrowing capacity, status at home and quality of life. Some of these women became also leaders in the community.

UST-Research Cluster on Culture, Education and Social Issues
Authors Keywords
Dinio, Rosemary P.; microfinance;
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