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Publication Detail
PN 2004-05: Can Group Credit Work for Housing Loans? Some Evidence from the CMP

In recent years, a number of lending instruments have been introduced and tried out in the area of housing finance. In the Philippines, a group lending scheme is being implemented through the government's Community Mortgage Program (CMP). While the program is generally accepted as a pro-poor housing program, its financial sustainability has been in question. This Policy Notes seeks to find out why.

Philippine Institute for Development Studies
Authors Keywords
Vertido, Dam; Ballesteros, Marife M.; housing finance; housing program; group credit; Community Mortgage Program (CMP); group lending scheme; lending instruments;
Download PDF Number of Downloads
Published in 2004 and available in the PIDS Library or Downloaded 451 times since November 25, 2011
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