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Publication Detail
DP 1999-20: Housing Policy, Strategy and Recent Developments in Market-based Housing Finance

The paper discusses current government attempts to shift to market-based housing finance in the context of the past performance of the government's housing policy and strategy. It focuses on the interventions intended to provide access to the low-income groups that have been commonly excluded from formal housing credit markets. It analyzes some of the main constraints faced by low-cost housing in accessing mainstream finance, e.g., perceived affordability problems, credit risks and information asymmetry. The paper then draws attention to recent developments in market-based housing finance that can inform the government's financing strategy.

Philippine Institute for Development Studies
Authors Keywords
Llanto, Gilberto M.; Basilio, Leilanie Q.; housing finance;
Download PDF Number of Downloads
Published in 1999 and available in the PIDS Library or Downloaded 1,936 times since November 25, 2011
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