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Comparative Study of Informal Credit Markets (ICMs) in the Upland, Lowland and Coastal Areas


The study aims to examine the informal credit markets (ICMs) in the upland, lowland and coastal areas by identifying, among others, the factors influencing the credit decision of farmer/fishermen beneficiaries before, during and after the implementation of government policy reforms and programs, and compare these with the credit behavior of non-beneficiary farmers/fishermen in the same areas.

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