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The Regulation of Deposit-Taking Cooperatives


Through RA 6839, the Cooperative Development Authority (CDA) has been created to promote, develop and regulate cooperatives. As mandated by the government, it discharges its developmental role and regulatory functions. However, it focuses more on the former causing the neglect of monitoring the financial health of thousands of cooperatives. This issue offers various ways with which CDA can deal with two different and inconsistent responsibilities. It also cites various measures to reinforce the market.

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