SERP-P: Socioeconomic Research Portal for the Philippines

Utilizing data from Bangladesh, India, Indonesia, the Philippines and Thailand, this study conducts a comparative study of informal markets (ICM). It hopes to cover the major structure of ICMs, the size and its trends and the policy/legal environment. It also discusses the role of ICMs in savings generation, credit consumption, allocation efficiency and equity. How the interest rate is formed in ICM, together with the competition between the formal and informal sectors, the possible role of ICMs and the interlinkage of credit with other markets are analyzed. An optimal legal and policy environment towards the informal sector is offered.

Citations

This publication has been cited time(s).

Manlagnit, Ma. Chelo V., 2004 "In-depth analysis on the access to and suitability of the loans" , Philippine Institute for Development Studies
Malapit, Hazel Jean L., 2012 "Are women more likely to be credit constrained? Evidence from low-income urban households in the Philippines" , Taylor & Francis Journals
Lamberte, Mario, 1998 "Credit unions as channels of micro-credit lines: the Philippine case" , Philippine Institute for Development Studies
Lamberte, Mario, 1995 "Credit unions as channels of micro-credit lines: the Philippine case" , Philippine Institute for Development Studies
Dela Cruz-Dona, Rena and Alan Martina, 2000 "Some links between education, household well-being and credit markets: evidence from rural Philippines" , Taylor & Francis Journals

Contributor

Philippine Institute for Development Studies

Authors

Lamberte, Mario B. Mangahas, Mahar Agabin, Meliza H. Abrera-Mangahas, Maria Alcestis

Keywords

agriculture sector; credit policy; credit program; credit market; credit access

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Jul 06, 2013

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Integrative Report on the Informal Credit Markets in the Philippines

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