DP 2020-23
Innovating Governance: Building Resilience against COVID-19 Pandemic and Other Risks
PN 2020-07
Bottlenecks to formalization of small-scale mining in PH
Technology and Investment Profile of Soybean Roast Products
Technology and Investment Profile of Soya Chips
Publication Detail
RPS 1998-01: Credit Unions as Channels of Micro-Credit Lines: The Philippine Case

A subset of the informal financial institutions that has been recently used as lending conduits of special credit programs is the credit union system. However, they often face some resource constraints which prevent them from satisfying the credit demands of their members on time. Access to external sources of funds, such as those of special credit programs, could relax such constraint. This study examines the effects of two special credit programs of the government on the performance of credit unions. Specifically, it answers the question: to what extent did they affect the performance of the credit unions in terms of savings mobilization, credit allocation and profitability?

Philippine Institute for Development Studies
Authors Keywords
Lamberte, Mario B.; microfinance; financial market;
Download PDF Number of Downloads
Published in 1998 and available in the PIDS Library or can be downloaded as full text Downloaded 1,492 times since November 25, 2011