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Exploring Responses to the Employment Impact of Excise Tax Reform: The Case of the Philippine Tobacco Industry
Mapping Out Employment Opportunities in the Cultural Heritage Sector A Strategic Framework

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Publication Detail
UC 1998-01: Grameen Replicators: Do They Reach the Poor and are They Sustainable?

TThe Grameen Bank of Bangladesh is widely considered as one of the world‘s most successful financial institutions banking with the poor. In an effort to alleviate poverty, donors have supported replication programs in 26 countries. This analysis is based on some case studies from Indonesia, the Philippines and Nepal; no comprehensive evaluation has been available. The biggest obstacle in the development of Grameen-type microfinance institutions (MFIs) was found to be donor support: a powerful incentive to substitute external resources for domestic and local savings. This has undermined the institutions’ viability and sustainability. As long as they are not self-reliant, they do not reach the poor in sufficient numbers. The Grameen approach is no magic formula, and no best practice or optimal solution that may be applied around the world. However, it incorporates a number of sound practices which may explain some of its success.

PinoyME Foundation
Authors Keywords
Seibel, Hans Dieter; microfinance; Grameen Bank Approach;
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Published in 1998 and available in the University of Cologne or Downloaded 323 times since November 25, 2011
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