TSKI has very good performance on governance and managerial aspects and reasonably good financial performance. On financial performance, its savings and profitability performance are very good, this can be further enhanced by improvements in efficiency (the productivity levels of staff) and portfolio quality.
In M-CRIL’s view, on account of these factors and strong management systems, TSKI can absorb – from all sources – loan funds of P12 million (US$0.24 million) over the next one year for on-lending to its borrowers. While the organisation needs substantial resources to fund its growth, a large part of this requirement is likely to be met through internal resource generation – from savings and profits.
