PIDS EPM 2020-2021
Reset and Rebuild for a Better Philippines in the Post-pandemic World
DLSU-AKI Working Paper Series 2021-11-079
Examining and Evaluating the Multidimensional Energy Poverty Index (MEPI) in the Philippine Household Context
DLSU-AKI Working Paper Series 2021-11-078
A Game Theoretic Study on CSR and Government Intervention for Sustainable Production
DLSU-AKI Working Paper Series 2021-11-077
Obstacles to Economic Freedom Affecting Micro, Small, and Medium Enterprises (MSMEs) in Southeast Asian Countries

PIDS WB 2021-1104
Assessing the Philippines' Performance in Meeting the ASEAN Economic Community Vision 2025
PIDS WB 2021-1103
Examining The Health Impacts Of The COVID-19 Pandemic In The Philippines
ILS 30th Anniversary Video
PIDS WB 2021-1102
Evaluating the Pantawid Pamilyang Pilipino Program's Payment System
Publication Detail
ILO 2003-01: Social Reinsurance: Pro-Poor Health Insurance in the Informal Economy - Mission and Vision

Paper describes how excluded poor, rural and informal workers associate in community level Micro health Insurance Units (MIUs) to provide some financial protection and they: * can encourage the rural and low-income populations to raise more resources for healthcare than would otherwise have been possible * can and do improve people's access to drugs and primary care & hospital care where it is not offered by the national scheme by directing the additional resources to healthcare * are exposed to risks of insolvency, due to small group size, underfunding, low technical and managerial skills and no access to risk management infrastructure Report proposes to operate a reinsurance plan - Social Re - specifically designed to guarantee the solvency of MIUs, and thus enlarge the offer of viable health insurance for the poor and the informal economy: * to attract clients, MIUs must guarantee to remain solvent * they must cede risks to reinsurance yet MIUs have no access to reinsurance * Social Re in the first known attempt to professionalize the role of MIUs as first-line insurers, and to provide them with reinsurance that commercial reinsurers will not offer

PinoyME Foundation
Authors Keywords
Dror, D.; poverty alleviation; health insurance; microinsurance; reinsurance;
Download PDF Number of Downloads
Published in 2003 and available in the ILO Social Finance Unit or Downloaded 362 times since November 25, 2011
Please let us know your reason for downloading this publication. May we also ask you to provide additional information that will help us serve you better? Rest assured that your answers will not be shared with any outside parties. It will take you only two minutes to complete the survey. Thank you.

To use as reference:
If others, (Please specify):
Name: (optional)
Email: (required, but will not display)
If Prefer to self-describe, please specify:
Level of Education:
If employed either part-time or full-time, name of office:
If others, (Please specify):
Would you like to receive the SERP-P UPDATES e-newsletter? Yes No
Use the space below if you have any comment about this publication or SERP-P knowledge resources in general.