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ADB 2007-05: Impact of Microfinance on Rural Households in the Philippines

In summary, the microfinance program has kept program clients economically active with more enterprises and more employees. It has also improved consumption smoothing capabilities with lesser dependence on presumably higher priced non-GBA loans and increased savings in both program and non-program MFIs. Nonetheless, the impact on per capita income, total expenditures and food expenditures is only mildly significant but with regressive features.

Asian Development Bank
Authors Keywords
Kondo, Toshio; microfinance; Philippines; impact evaluation;
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Published in 2007 and available in the ADB or can be downloaded as full text Downloaded 799 times since November 25, 2011