This paper presents a summary the ACPC evaluation of the effectiveness of the FSP Credit Component as a program support input. Specifically, the evaluation assessed the component's overall accomplishments and impact using a "before-and-after" and "with-and-without" project scenario analysis. The findings reveal that credit outreach under the FSP credit component is low. Only 9 percent of the respondents surveyed in the program priority areas are borrowers under the FSP Credit Component and only 22 percent of the total borrowers in the priority areas obtained FSP loans. Majority of the clients under the program's credit component come from priority bays. The accomplishments of the component could have been improved if focus were maintained in the following areas: a) better dissemination of information to intended beneficiaries about all forms of assistance that were being made available under the FSP; b) installation of mechanisms that would ensure sustainability of the gains derived from the interventions; and c) confinement of the credit intervention in the priority areas of the program.
