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Publication Detail
ACPC 1998-01: Case Studies of Credit Cooperatives, Credit Unions and Multi-Purpose Cooperatives as Financial Intermediaries

The relative success of credit cooperatives, unions and federations in mobilizing resources in the rural areas has prompted the government to consider them as potential conduits of credit in the countryside. Cooperatives are currently being made as target beneficiaries of several government special credit programs and recipients of institution-building packages, thus placing them in a relatively stronger position to compete with formal financial institutions in providing credit. The study attempts to examine the performance particularly of credit cooperatives, credit unions and multi-purpose cooperatives and find out how effective and efficient they have been as rural financial intermediaries.

Agricultural Credit Policy Council
Authors Keywords
Kraft, Norman William S.; credit unions; rural banks; credit program; credit cooperative; financial intermediaries; rural finance;
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