Smallholder farmers in the Philippines face compounding climate risks, including rising temperatures, erratic rainfall, and intensifying tropical cyclones. These challenges exacerbate poverty and food insecurity, necessitating innovative responses. However, the adoption of climate-resilient agricultural technologies remains low due to high transition costs, localized weather patterns, aging farmers, and concerns over potential short-term losses. What will it take for smallholder farmers to embrace transformative technologies and break the cycle of vulnerability? To address this “technology transition,” this policy brief explores the role of government interventions in incentivizing the adoption of agronomic and biological innovations. Key strategies include government-subsidized technology trials, public-private partnerships to facilitate risk-free testing, and the integration of technologies into agricultural support packages. Additionally, crop insurance emerges as an indispensable tool, offering a safety net against unpredictable disasters. However, the current system requires significant reforms to improve timeliness, adequacy, and accessibility of claims processing. The convergence of government agencies, private sector, and civil society is crucial to developing scalable technologies that help overcome these transition barriers and build resilience against escalating risks.